The people who clear bank exams are offered the Clerical post in the banks. It is quite a dignified position. For a number of services, the Bank Clerk is responsible for the bank. As we talk about the economy of the country then Banking Sector holds quite an eminent position in it and the Bank Clerks are the building blocks of these well-acknowledged organizations. As it is a front office job, a significant role is played by Bank Clerk in providing the best customer service to all the present customers of the Bank.
Role of a Bank Clerk
The main concern of the Bank Clerk is to straightaway handle the customers as he is in direct contact with them. He has to take full responsibility of the same and handle all there issues. The various roles to be accomplished by a Bank Clerk in Bank are:
• Looking after the requirements of the customers like the passing of cheques, withdrawal slips etc. in Bank.
• Making sure of the complaints to the KYC (Know Your Customer) guidelines by RBI at the moment of opening of Savings, Current Bank Accounts etc.
• Making aware of the salient features of the banks and the products offered by it to the customers.
• Taking care of the accounts of the customers that is maintaining them and updating them timely.
• In the case of advances Bank Clerk keep the follow up of customers by calling them on regular basis.
Domains Provided to a Bank Clerk
Interest clerk: The Record of interest which is to be added to the saving account of the customers and interest which the customer has to give the bank from loans and other investments.
Loan clerk: All the loan information is recorded and organized by the Bank Clerk.
Statement clerk: The monthly balance sheets of is prepared by the Bank Clerk for the checking of customers account.
Exchange clerks: The major work in this is to take care of the international accounts, translating foreign currency into pounds sterling and vice versa.
Security clerk: The stocks, bonds,and other investment documents are recorded, files and looked after by the Bank Clerk.
Book Keeping Clerk: For every customer’s account, the record is maintained by the Book Keeping Clerk.
Salary of Bank Clerk
In the start, the bank clerk is offered a pay of Rs. 11736/- per month. Apart from the Basic Pay a Bank Clerk is also given the Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance etc. Thus, the total Salary of a Bank Clerk accounts to be Rs. 20,045/- per month. The salary of a bank clerical may vary according to the city you are working. In the metropolitan city, the salary of Bank Clerk might be slightly higher in comparison to other cities.
Bank Clerk Vacancy 2019
The Vacancy for Bank Clerical is different for the various banks. The Bank Clerk Vacancy for SBI Clerk is unusual from IBPS Clerk and so on. Now let’s see the different vacancies created through few Bank Exams:
SBI Clerk: Around 15000 (expected)
IBPS Clerk: 19243 posts
Other Banks: 10000+ posts
Bank Clerk Jobs
For the post of Clerical Cadre, a number of Public Sector Banks select candidates through Bank Clerical Exam. Every year in these banks a great number of job opportunities are created. Bank Clerical is the popular job of the nation as it offers candidates to join the Public Sector and Government Banks in the whole country. Given below is the Bank Clerical Jobs for the year 2019:
• IBPS Clerk 2019 (to select candidates for various Public Sector Banks for clerical cadre post)
• SBI Clerk 2019
• RRB Clerk 2019
• Nainital Bank
• Federal Bank
• Karnataka Bank
• Karur Vyasa Bank
• South Indian Bank
• Bank of Maharashtra
Bank Clerk Exam
In order to join the post of Clerical Cadre in a number of Public Sector Banks candidates are required to clear two phases. It is a compulsion for candidates to clear the Preliminary Exam and Mains Exam. Only after that he or she will be eligible for the Clerical Post. However, there is no Interview Process to select candidates for the Bank Clerical. Once both stages are cleared, a merit list is made which states the marks achieved by the candidates and the candidates who are a part of the list are selected for this post.
Bank Clerk Syllabus
For both preliminary exam and mains exam, the syllabus is a bit different. There are three sections in the preliminary exams that is the Reasoning, English Language, and Numerical Ability.
However, in the main section exam, there are four different parts that are reasoning and Computer Aptitude, General/Financial Awareness, Quantitative Aptitude, English Language.
For different Bank Clerical Exams, the pattern may vary from bank to bank.
Bank Clerk Eligibility
The following eligibility criteria are to be fulfilled by the candidate before they apply for the Bank Clerical exam.
• The age of the candidate should be in between 20-28 years old.
• The minimum qualification requirement for the bank clerk is that of a graduate. Before the candidate applies for the job he or she must have a valid degree from a well known State or Central University.
• There should be no criminal record of the candidate while applying for the exam.
Bank Clerical Preparation
The preparation should be done judiciously for the post as one needs to keep in mind the latest pattern and the syllabus set by the various banks for the exam. As there are a number of topics covered in the syllabus, it is important for the candidates to get the right set of books to get ready for their examination. It is a must to go through the previous years’ Bank Clerk question papers as it will be a great help for the candidate to know what kind of questions are present in what sections and even the candidate will be familiar with the pattern. Leaving the test series part, you can also join any Coaching or online test series for better learning and preparation.